People living in UK are not much concerned about their life; they are living at high risk. A research was carried out by Scottish Provident which found out some shocking facts. As per the research a high number of people residing in UK do not have a life insurance policy.
As per the study 31% of the adults have not made any arrangements for any emergency financial needs. They depend solely on their income, this means they do not have any proper financial planning for future or for any urgency situation.
Further 17% of the adults said if any emergency arises, they will rely on their credit cards and will pay the debt later on. This means they are ready to borrow money and later on pay high interest rate on it and pay it back. In most of the cases, people tend to take high advantage of their credit cards and end up spending more than what is required.
58% of the adults do not have any insurance policy or any asset that would be of use to them when they need it.
From the results of the study Scottish Provident has brought the real picture into light. The results clearly indicate that UK citizens are ignoring the need of a life insurance policy. They forget that an insurance cover will be of great financial help to them when any unexpected emergency arises and even after the death of the policy holder his family is financially secured. Insurance companies across UK are trying to put convey this message to people and urging them to buy a life insurance policy. One third of UK is uninsured, which means more than one third of UK is living a risky life.
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ReplyDeleteThey forget that an insurance cover will be of great financial help to them when any unexpected emergency arises and even after the death of the policy holder his family is financially secured.